Credit card companies are assholes mainly because that are only interested in making money off of you. They don’t care if you get sick or lose your job, they just want your money. Credit card companies are not your friends. I looked in my wallet the other day to see what I was carrying around in there. Visa, master card, discover, chase, bank of america, I have them all. They don’t do anything for me except charge me money.
You are better off to live on a cash system or use a debit card. You will be a lot happier not having bills to worry about paying each month. There is no price on peace of mind. Don’t be a slave to your creditors, don’t go into debt. I don’t care how much you want something.
Debt Free is the way to be.
Tags: bank of america, chase, credit, credit card companies are assholes, credit card debt, credit cards, creditors, debt free, discover, get debt free, mastercard, visa
Posted in Debt Coaching Corner
How do you use a credit card? The credit card industry has changed the way we buy consumables. You see Visa, Master Card, Discover and American Express logos everywhere now. You can even buy your hamburgers at McDonalds with a credit card. It is now convenient to make purchases even if you don’t have the money. Anyone who survived the depression would probably cringe. Back then if you didn’t have the money you didn’t buy it. Bank loans were tough to come by. So if you couldn’t afford something you just made do. Now you can go buy something an hope to figure out how to pay for it later. This type of thinking has made us a nation of debtors. At no point in our history have we seen such an abundance of debt and financial issues facing people. Bankruptcies in our country are at an all time high with no relief in sight. Continue Reading »
Tags: american express, amex, cccs, consumer credit counseling, credit card debt, credit cards, credit counseling, dave ramsey, debt, debt consolidation, debt negotiation, debt reduction, Debt Settlement Articles, discover card, how to use a credit card, master card, stay out of debt, suze orman, visa
Posted in Credit Card Articles
How Does Debt Consolidation Work?
This article is about the advantages of doing a debt consolidation program. You may not be aware of this but debt consolidation, CCCS, credit counseling and consumer credit counseling are basically the same thing. Doing a debt consolidation plan is different than doing a debt settlement program. In debt settlement you are reducing the amount of principal that you will pay back and in credit counseling you are negotiating the amount of interest you will pay back. In consumer credit counseling you will pay all of the principal back plus some interest. Continue Reading »
Tags: american express, bank of america, cccs, collection accounts, consumer credit counseling, credit cards, credit counseling, dave ramsey, debt consolidation, debt management, discover, larry winget, late fees, lower interest rates, master card, over the limit fee, suze orman, universal default rate, visa, washington mutual, wells fargo
Posted in Consumer Credit Counseling
