When is the best time to try to negotiate your debts? In life timing is everything. The same can be said for debt settlement and debt negotiation programs. If you try to negotiate to soon and you wont get anywhere and if you negotiate to late, you may end up in court or needing the services of a bankruptcy attorney.

How do I know when it is the right time to settle my debts? Continue Reading »

Can a debt arbitration company stop creditor from harassing me? If a debt negotiation company guarantees that they can stop creditor harassment or creditors from call you, run for the hills. In my opinion telling a consumer that a debt settlement company can get creditor calls to stop is a lie. A creditor has the right to call a debtor for a legitimate debt. This is covered in the Fair Debt Collections Practices Act. A good debt settlement company at best can try to stop the calls but nobody should be making any guarantees however.

A debt negotiation company can help stop creditor harassment Continue Reading »

How do I stop credit harassment? The FDCPA or Fair Debt Collections Practices Act has strict rules about what collection agencies are allowed to do when trying to collect on a past due debt. Debt Collectors could try and have you pay a debt that you do not owe or are beyond the statute of limitations of debt collection. Continue Reading »