The full brunt of the credit crisis is hitting home and more people are concerned and scared about thier financial future.  As well they should be.  If you are burdened with a big debt load heading in to a slowing economy you should be nervous.  Your chances of making it ok will go down dramatically as compared to someone that is not carrying any credit card balances.  If you have debt now, you should be focused on trying to get rid of it rather than taking on new debt or just making minimum payments.

Cut Up Your Credit Cards And Start Using Cash Continue Reading »