You may be feeling the pinch of the credit crunch.  Going to the doctor may be more of a burden than ever before.  What happens if you can’t pay your medical bills.  Believe it or not most medical providers will work with you on payment.  Once you go into collections you position to negotiate gets even better.  From the medical providers point of view, they are already faced with millions of dollars in uncollected medical payments.  They will most likely be willing to take something rather than nothing.  If you are in collections I would save up and see if they will take a lump sum payment.

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Can I negotiate old hospital bills? You can negotiate old medical bills. You can typically settle old doctor bills for about 40-60 cents on the dollar. The hospital or medical provider will usually always be happy to work something out with you. They usually have millions of dollars in bills that go uncollected every year. I would start out low in your first offer. See if they will take 25 cents on the dollar to start and then see where you end up. Continue Reading »