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	<title>Debt Negotiation Zone &#187; loan modification forms</title>
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		<title>Phillips &amp; Associates Loan Modification</title>
		<link>http://debtnegotiationzone.com/phillips-associates-loan-modification/</link>
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		<pubDate>Mon, 05 Jan 2009 17:40:09 +0000</pubDate>
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				<category><![CDATA[Loan Modification Information]]></category>
		<category><![CDATA[countrywide loan modification]]></category>
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		<description><![CDATA[I saw a law firm call Phillips and Associates advertising loan modification services.  Do you need to hire a law firm like Phillips &#38; Associates to do a loan modification or can you do it yourself?  The truth is that you do can do a loan modification yourself and save yourself a retainer fee.  I [...]]]></description>
			<content:encoded><![CDATA[<p>I saw a law firm call Phillips and Associates advertising loan modification services.  Do you need to hire a law firm like Phillips &amp; Associates to do a loan modification or can you do it yourself?  The truth is that you do can do a loan modification yourself and save yourself a retainer fee.  I would hire an attorney or someone else to handle your mortgage loan modification only if you are paralyzed by fear and know that you would be taking ineffective actions in getting it done.</p>
<p>Do I Need Loan Modification Services?<span id="more-480"></span></p>
<p>Most lenders have their requirements to get a loan modification, you just need to see what the banks criteria is to get it.  Just call the number on your statement and ask to speak with the loss mitigation department.  The is the department that will give you the criteria to get your mortgage modified.</p>
<p>The process for getting qualified for a loan modification program is very simple, just call your lender first and see what the requirements are.</p>
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