You have legal rights to tell a collection agency to not contact you.  All you need to do is write the collection agency and tell them to cease all communication with you.  Just use the form that is below and copy and paste it into a word document.  By law the collection agency must cease contact with you except to tell you that efforts to try and collect from you have been stopped or the collection agency will start a legal action against you like suing you.  A creditor may not threaten to sue you unless it really intends to do so.  If they are threatening you to sue but have no intention, this could be a violation fo the Fair Debt Collection Practices Act.  They could be subject to a fine.

How To Do A Debt Validation Continue Reading »

A few points have been brought to my attention in regards to new enrollments  that have been submitted in the last month or so.  To ensure that we are all on the same page, I would like to cover a few subjects that may be unclear.

It i  It is important when enrolling people into Debt Settlement that certain disclaimers are made clear to the client before their file arrives in our office. A list of disclaimers have been attached to this email – please ensure that you and your sales reps are informing the client of these points and that they understand them. Some of the more common misconceptions are the following: Continue Reading »