When can a creditor call me? I think that most consumers believe that a collection agency cannot make calls to try and collect a debt on Sunday. A creditor is allowed to call you on Sunday. The provision that allows calls to be made on Sunday is spelled out in the Fair Debt Collections Practices Act.
Can a creditor call me on Sunday if the debt is with a collection agency?
If the debt is still with the original creditor they can definitely still call. Even if the debt is with a collection agency they can call from 8am to 9pm. If the collector calls outside of these times, they could be in violation of the fdcpa or Fair Debt Collection Act.
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Posted in Debt Negotiation Articles
How do I stop credit harassment? The FDCPA or Fair Debt Collections Practices Act has strict rules about what collection agencies are allowed to do when trying to collect on a past due debt. Debt Collectors could try and have you pay a debt that you do not owe or are beyond the statute of limitations of debt collection. Continue Reading »
Tags: bankruptcy, collection agency, creditor harassment, debt negotiation, Debt Settlement Articles, fair debt act, fair debt collection act, fair debt collection practice act, fdcpa, stop creditor harassment, the fair debt act, the fair debt collections practices act, [15 USC 1692d] § 806(2), [15 USC 1692d] § 806(5)
Posted in Debt Settlement Articles
