Debt Negotiation Zone » equity line of credit http://debtnegotiationzone.com Debt Negotiation Fri, 19 Aug 2011 22:59:35 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 What you need to know about Refinancing http://debtnegotiationzone.com/what-you-need-to-know-about-refinancing/ http://debtnegotiationzone.com/what-you-need-to-know-about-refinancing/#comments Tue, 17 Nov 2009 01:39:43 +0000 admin http://debtnegotiationzone.com/?p=755 As a consumer if you are considering a refinance or a new purchase, you need to have all of your financial information available.  By having all the information available, the lender will be able to assist you and explain to you all your various options whether under a FHA financing program or another loan program.

 

It is important for the consumer to present the following items which visiting with a lender:

 

  • Complete copy of last 2 years personal tax returns for all borrowers
  • Copy of most recent paystub for all borrowers
  • Complete copy of last 2 months bank statement on all types of accounts

 

Some programs may not require this type of financial information.  However, the more information provided to the lender allows for a smoother the transaction for the consumer.  In addition, it allows the lender to have a frank discuss with the borrower on the types of programs that will meet their financial requirements.

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