If you have a dispute over a creditor charge and you are not getting anywhere over the phone, you may need to send the creditor a dispute letter in writing. You have the right to dispute a charge in the Fair Debt Collection Act. Be sure to keep a record of all correspondence. You want to keep a paper trail of when you sent in your documentation just in case they want to give you a hard time about it.
Try To Resolve A Dispute Over The Phone First Before Legal Action Continue Reading »
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Posted in Credit Card Articles
How does debt negotiation compare to consumer credit counseling? When you are in debt life can look like it is closing in on you. You may feel despair and hopelessness about your debt situation. The important thing is to not stop. The major choices in getting out of debt are filing bankruptcy, credit card debt settlement and CCCS.
Is credit counseling a smart choice for getting out of debt? Continue Reading »
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Posted in Debt Settlement Articles
