What is the Fair Debt Act? The fair debt act are the rules that must be followed by a creditor when trying to collect on a debt. A collection agency does not have full reign to call and harass you whenever they want. Continue Reading »

Should I refi to pay off my debt? Being in a financial jam can be a frustrating as well as an unsettling experience. Getting harassed by bill collectors and creditors day and night can be annoying as well as emotionally draining. But you do have options that you can take to take care of the situation. The two that we are going to discuss in the article are refinancing your home to pay off the debt or doing a debt settlement program. Continue Reading »