Credit card companies are assholes mainly because that are only interested in making money off of you. They don’t care if you get sick or lose your job, they just want your money. Credit card companies are not your friends. I looked in my wallet the other day to see what I was carrying around in there. Visa, master card, discover, chase, bank of america, I have them all. They don’t do anything for me except charge me money.
You are better off to live on a cash system or use a debit card. You will be a lot happier not having bills to worry about paying each month. There is no price on peace of mind. Don’t be a slave to your creditors, don’t go into debt. I don’t care how much you want something.
Debt Free is the way to be.
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Posted in Debt Coaching Corner
Can you go to jail if you do not pay your credit card bill? No, If you stop paying your credit cards, your life will become a lot more difficult. The first thing that will happen is that your credit score will drop like a rock. A few late payments can drop your fico score as much as 200 points. Your credit card company is going to raise your interest rates and start tacking on late fees.
When Will Creditors Starting Calling Me If I Get Behind On My Bills? Continue Reading »
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Posted in General Debt Articles
What is Debt Negotiation? Debt Settlement is a process where a debtor negotiates with a creditor and the creditor agrees to a reduced principal amount of payback. Debt Settlement is also know as debt arbitration and debt negotiation. Debt Arbitration is considered to be an honorable way to settle your debts.
Will a creditor really settle debt with a debt negotiation program? Continue Reading »
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Posted in Debt Settlement Articles
