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	<title>Debt Negotiation Zone &#187; creditor harassement</title>
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		<title>Can a creditor call me on Sunday?</title>
		<link>http://debtnegotiationzone.com/can-a-creditor-call-me-on-sunday/</link>
		<comments>http://debtnegotiationzone.com/can-a-creditor-call-me-on-sunday/#comments</comments>
		<pubDate>Sat, 09 Aug 2008 03:00:23 +0000</pubDate>
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				<category><![CDATA[Debt Negotiation Articles]]></category>
		<category><![CDATA[can a collection agency call me on sunday]]></category>
		<category><![CDATA[can a creditor call me on sunday]]></category>
		<category><![CDATA[collection agency]]></category>
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		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[creditor harassement]]></category>
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		<category><![CDATA[fair debt collection act]]></category>
		<category><![CDATA[fair debt collection practice act]]></category>
		<category><![CDATA[fair debt collection practices]]></category>
		<category><![CDATA[fair debt collection practices act]]></category>
		<category><![CDATA[fdcpa]]></category>
		<category><![CDATA[is a creditor allowed to call me on Sunday]]></category>
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		<category><![CDATA[the fair debt collections practices act]]></category>

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		<description><![CDATA[When can a creditor call me? I think that most consumers believe that a collection agency cannot make calls to try and collect a debt on Sunday. A creditor is allowed to call you on Sunday. The provision that allows calls to be made on Sunday is spelled out in the Fair Debt Collections Practices [...]]]></description>
			<content:encoded><![CDATA[<p><strong>When can a creditor call me</strong>?  I think that most consumers believe that a <strong>collection agency</strong> cannot make calls to try and collect a debt on Sunday.   <strong>A creditor is allowed to call you on Sunday</strong>.  The provision that allows calls to be made on Sunday is spelled out in the <a title="fair debt collection practices act" href="http://debtnegotiationzone.com/2008/07/30/what-is-the-fair-debt-collections-practices-act/"><strong>Fair Debt Collections Practices Act</strong></a>.</p>
<p><strong>Can a creditor call me on Sunday if the debt is with a collection agency</strong>?</p>
<p>If the debt is still with the original creditor they can definitely still call.  Even if the debt is with a <strong>collection agency</strong> they can call from 8am to 9pm.  If the collector calls outside of these times, they could be in violation of the <strong>fdcpa</strong> or<strong> Fair Debt Collection Act</strong>.</p>
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