If you are considering transferring your credit card balance to a new low rate 0% APR card you may want to reconsider.  Transferring your balances often can hurt your credit score.  You may only want to do it maybe once a year.

Should I Leave My Old Credit Card Open If I Do A Balance Transfer? Continue Reading »

The ugly truth about credit card balance transfers

Your mailbox is probably being pounded of credit card offers with low introductory interest rates. I see a 0% credit card offer at least once a week. Many of these rates are just teaser rates and they can jump to over 29%. Continue Reading »